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JPMorgan Chase is in “advanced talks” with Apple about becoming the Apple Card’s new financial partner, according to The Wall Street Journal.
JPMorgan owns Chase Bank, one of the largest banking chains in the United States.
Barclays and Synchrony were also reportedly in the running to become the Apple Card’s new financial partner, but it looks like JPMorgan Chase is currently the frontrunner. The report said JPMorgan Chase’s talks with Apple “accelerated in recent months.”
In 2023, The Wall Street Journal reported that Goldman Sachs wanted out of the Apple Card partnership, but it has yet to part ways with Apple.
Goldman Sachs is in the process of winding down its consumer lending business, which has lost billions of dollars in recent years. On a recent earnings call, Goldman Sachs CEO David Solomon said the company is contracted to be the Apple Card’s lender until 2030, but he said there is a “possibility” that the partnership will end earlier.
If the Apple Card does eventually get a new financial partner, it is unclear if there would be any major changes to the card’s features and policies.
Launched in 2019, Apple’s credit card remains available in the U.S. only.
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